Mike Cornelius

Mike Cornelius is hands down the best mortgage broker we could have asked for. He secured us a great loan with terms that truly worked for our situation, and his expertise showed at every step — he knew his stuff, anticipated issues before they became problems, and got our deal across the finish line without a hitch. What really sets Mike apart is his work ethic. He went the extra mile for us, plain and simple. Responsive, knowledgeable, and genuinely invested in our success. If you want results and an easy process, Mike is your guy. Highly recommend.​​​​​​​​​​​​​​​​

Our experience with Mike is always a positive one! He is quick to communicate, available when we have questions and does great job in explaining things if they don't make sense. Working with him has been easy and seamless! Would definitely recommend him to friends and family.

Our experience with Mike is always a positive one! He is quick to communicate, available when we have questions and does a great job in explaining things if they don't make sense. Working with him has been easy and seamless! Would definitely recommend him to friends and family.

Absolutely the best so work with. Always available to answer any and all questions!

Mike is an A+ lender who treats his borrowers like family. He goes above and beyond as he manages each phase of the loan. Mike is incredibly communicative and maintains a balanced state of mind even if/when the process may feel overwhelming. Our family is in disbelief with how quickly our loan was funded. We didn’t even think it was possible. We would 100% use Mike again and again.

Mike was very attentive to our needs and so helpful throughout our entire re-finance process. He worked really hard through the complexities of our situation, and was communicative, helpful and kind. Highly recommend!!!

Mike and his wife Monica have been the best realtor and mortgage team we could have ever asked for, for our growing family. Not only did they help us find a home we fell in love with, but they have integrity, loyalty and honesty in all they do. They felt like family through the entire process. While the home buying process is crazy, filled with many ups and downs, they made it as smooth as possible for us with so much help and knowledge along the way. I would absolutely recommend them if you’re considering buying a home. — The Tudors

Mike and his team were very knowledgeable and were able to help guide us through the process answering all the questions we had along the way. If you are looking for a mortgage team that will look out for your best interest you are talking to the right people.

Mike was FABULOUS to work with! He was great at explaining the process, answering my questions, and his expertise in the industry made for a smooth transaction. I'm grateful for Mike and his team!

Mike is responsive and able to make it happen with multiple options. We were able to pick the best option and the process was streamlined and easy to follow. YES, I would recommend Mike for anyone's lending needs.

As a Realtor, I've had the pleasure of working with Mike, and I can confidently say he’s an outstanding mortgage lender. Mike combines deep industry knowledge with exceptional client service, making the mortgage process smooth and stress-free for all involved. His responsiveness and dedication to finding the best solutions for his clients have been invaluable. I highly recommend Mike to anyone looking for a reliable and professional mortgage lender!

As a real estate professional with over 30 years of experience, I have had the pleasure of working with Mike Cornelius and his team at CMT Mortgage on numerous transactions. Mike's professionalism and ease to work with have consistently impressed me. The entire process was handled online, making it incredibly convenient for all parties involved.

What stands out most is that my clients consistently received the rates and terms they were quoted, and the transactions closed on time. This reliability and efficiency are invaluable in the real estate industry. I highly recommend Mike Cornelius and CMT Mortgage for their outstanding service and commitment to their clients' satisfaction.

Mike was fantastic throughout my mortgage process. He was kind, attentive, and made everything easy to understand. His quick responses made us feel confident and supported. Highly recommend him for a smooth and stress-free experience!

Mike is very knowledgeable about the business and always quick to let me know when rates have changed so I can better assist my clients.

Mike and his team always provide great service. They take the stress away from the loan process from start to finish. You are treated like family and Mike is your go to person for your mortgage and financing solutions.

I recently had the pleasure of working with Mike as my lender for purchasing a home in Folsom, and I cannot recommend him highly enough! From start to finish, Mike made the entire process smooth, transparent, and stress-free. His expertise and dedication were evident every step of the way. Mike took the time to thoroughly explain each aspect of the mortgage process, ensuring that I understood my options and felt confident in my decisions. His communication was top-notch, always prompt and clear, which made me feel well-informed and supported. One of the standout qualities of working with Mike was his ability to secure an excellent rate and favorable terms for my mortgage. He went above and beyond to find the best possible deal, which saved me a significant amount of money in the long run. His attention to detail and proactive approach were truly impressive. Additionally, Mike's friendly and approachable demeanor made the entire experience enjoyable. He was always available to answer my questions and address any concerns, making me feel like a valued client rather than just another transaction. Thanks to Mike's hard work and dedication, I am now the proud owner of a beautiful home in Folsom. If you are in need of a reliable, knowledgeable, and personable lender, look no further than Mike. He exceeded all my expectations, and I am incredibly grateful for his exceptional service. Thank you, Mike, for making my home buying journey a truly wonderful experience!

Mike provided excellent customer service and was very timely with his responses! Thank you Mike for everything you have done and being very easy to work with!

From day one, Mike was attentive and helpful, providing great advice. The process ran smoothly from start to finish and never felt like a burden on our end. We would definitely work with Mike again.

If you are looking for someone knowledgeable, responsive, and caring, Don't look any further. I have used Mike several times and he will always be not only who I use but also recommend.

Mike was excellent to work with! I was the transaction coordinator on a file with him and he was proactive instead of reactive, he was quick with responses and stayed on our contractual timeline! I would love to see his name come across my email on another deal.

Mike, It was apleasure worrking with you. You are a great listener and were open to my input. That was very important to me. You made the loan process stress free for me. Your honesty and integrity were apparent the moment I sat down with you. You looked out for my well being and as a result you now have me as a customer for life.
Many Thanks--- Mechael Rabahat

Good experience. Mikes on top of things and always answers his phone. Good guy to do business with. Made the sale of our home easy step by step.

Mike Cornelius is an awesome loan officer. I completed my application online and he got my loan closed much earlier than expected. He made the daunting process easier and convenient. He answered my questions and was able to get me a great rate. He is friendly, professional, on top of things, trustworthy, knowledgeable, reliable, responsive, and accommodating. He is easy to work with so I will definitely use him again and refer him to other people in the future. I truly appreciate Mike and his team for getting me my home loan and for helping me in every way possible. Thanks a bunch to a wonderful team.

Mike is a dear. I am definitely not good on the computer; and he quietly walked me through everything. As far as paperwork being on time, he was terrific, I would be the hold up. Mike made me feel like I was in the hands of a good friend. And at my age, that is a big feat. Thank you to Mike.

He worked so hard to help us get into the home we so badly wanted, he was patient with our million first time home buyer questions, and just so kind! Came as a trustworthy recommendation and I’m so glad he did. Thanks Mike!

If it wasn't for Mike Cornelius, I would not be a homeowner right now. I'm a self-employed freelancer working in entertainment, so getting lenders to trust me is not an easy task. Mike helped me through an extremely complicated loan process and was always quick to communicate, on top of every tiny little detail, super even keel, and even brought warmth and humor to the table. Buying a home can be so stressful, and you need a mortgage broker who puts you ease AND gets you the best possible deal - Mike Cornelius is the whole package. I highly recommend his services and I will be working with him again in the future! Thank you for everything, Mike!!! You're making dreams come true!!!

Mike is an honest, straight forward individual who will always look after the best interest of his client. Our experience with Mike was seamless in all aspects of our loan from begging to end. Mike continually kept us informed as to current market trends and updates. We highly recommend Mike Cornelius & Motto Mortgage for any future business.

We had a great experience working with Mike. We greatly appreciated all the work he did in order to fund our loan and get us approved. He was communicative and helpful whenever we had questions or concerns. We would definitely use him for our future loan needs.

As a first time home buyer on my own, Mike was super informative and a complete pleasure to work with. He answered all of my questions and made me feel comfortable through every part of the process. He worked diligently in making sure everything went through okay. I highly recommend Mike for your home loan needs.

Mike has been a family friend for years. He made the process of refinancing our mortgage super easy and stress free. Always friendly and happy to answer any questions that came up!

Mike did a great job helping with our refinance. He was very professional and helpful. Also, the whole process was very fast. We are very satisfied

Was a great experience to work with Mike. He explained to us how will be the loan process. We highly recommend his service.

Mike and his team were friendly and professional. They made the process easy and convenient. As a first time homebuyer, I was nervous and I had numerous questions. Mike kindly answered all my questions. Most importantly, they were able to close on time. I would definitely refer Mike and his team to a friend.

Mike is friendly and thoughtful, professional and knows his business well. He guided us through every step of the process and makes it all very simple for us, which is why we are repeat customers!

Mike has helped us through multiple purchases and refis. Our most recent refinance experience was complicated and Mike worked tirelessly to make everything as simple and seamless as possible. He is easy to work with, communicative, and reliable. We would 100% recommend him to our friends and family.

Mike was great to work with and made our whole refi process smooth, quick and easy. I travel a lot for work and told him I didn’t want any last minute calls that he needed another pay stub or some other document I had already provided multiple times. Mike made sure before I was going to be out of town he had everything that was needed. Mike is the best and very funny too if you need a laugh. I would recommend him to anyone.

Quick and easy! By far the smoothest loan I have ever done! I would highly recommend using this company and using Mike. Thank you for being so professional and helpful!

Mike is great to work with. Smart and caring. He stayed with it till we got the refi we needed - lots of hoops thrown at us, but he made it all look easy. thanks, Mike.

Mike is extremely capable, supportive, responsive, and always called us back promptly, even after hours. He was patient and thorough in answering all of our questions thoroughly and helped us through the whole process with ease. He kept the ball rolling, went above and beyond to help get over some speed bumps along the way to get the process completed in the promised time frame. He has been a pleasure to work with and would get you the best loan possible. We won’t hesitate to work with Mike again on future mortgage needs.

Mike was great to work with. He got us a great rate and was responsive through out the process. We’re so thankful to have found him to help us realize our dream!

Mike is great! Very attentive and helpful in getting us through the process.

Mike did it again.. my 5th loan experience with Mike: thanks for lowering my payment .. I have more money to blow... Seamless.. all via email .. easy .. esigning is great. thanks

Mike was awesome! Super responsive and easy to work with. My wife and I would definitely recommend Mike to our family and friends!

Mike was extremely communicative and helpful throughout our loan process! We felt comfortable reaching out with our many questions and always got a quick response. Thanks, Mike!

I was so thankful for having mike walk me through this tough experience! I couldn’t have done it without him! as a first time first buyer it seems so intimidating because you have no idea what you’re getting yourself into but mike was very attentive and responsive to any questions I had ! he would even get on late night phone calls for me since I was juggling work throughout this process! Every question we had was answered in a timely manner. On top of that he helped me out with the interest rate to get me below the debt to income ratio which was a total game changer for me this was such a positive experience and has changed my life! I strongly recommend mike he’s the man and I’ll forever be thankful for his services !! Looking forward to doing work with him in the future !!

Mike was incredible I couldn’t believe how easily he made this process for me. For someone who’s a first time buyer it’s desired that someone knowledgeable walks you through this life changing experience and mike was the man for this job!! He would get on late night phone calls with me and work with my schedule just to make sure I was understanding the entire process !! Mike even gave me a crazy interest rate!! he helped me get my debt to income ratio below to qualify for my home ! I couldn’t believe it! I’ll forever be thankful for Mike’s services and I’ll be surely looking forward to working with him again in the future !! I highly recommend mike !

As a first time homeowner you have very little idea of what the process is going to be like especially, the financial aspect. Mike was extremely helpful and insanely generous. If you had any type of question Mike was sure to ease your worry and keep you up to date. He was always on top of things and made sure that we had the best service. I will 100% recommend Mike. Thank you Mike for your hard work and dedication!

Have refinanced twice with Mike and cannot ever see myself going with another broker. Always available, friendly and provides lighting fast responses and turnarounds. Could recommend more highly.

This was not an easy transaction to complete but Mike hung in there and made it happen.
Thanks, Mike!!

Mike worked diligently with the underwriter to help her understand my situation. This transaction was not easy but Mike made it happen. Thanks, Mike

Mike was very easy to work with and is quick to respond to emails. I appreciated him taking the time to explain the documents whenever I had questions. Thank you for helping us with buying our first home.

Mike was helpful, informative and worked quickly!

Mike was amazing at finding us the best loan to fit our need. He always was available,, no question was unanswered . He is really one that works for you and owns that. If you are looking for a loan for a new home or a refi....Mike is the guy. For those who wonder why he did not receive 5 stars, he strives to do what each customer needs and pushes himself to excellence for the customer. I want that to continue and he will

Mike is very knowledgeable in this industry and helped me with my first home purchase. He was very accessible and made sure I got the outcome I desired.

It was a pleasure working with Mike. He is very responsive and answers my questions and concerns in a timely manner. I think communication is important in this line of business as this is very stressful time to the clients/customers and Mike exceeded my expectations. K would recommend him to my friends and family!

I highly recommend Mike. He went above and beyond for us and took care of us through the whole process. He did everything that he said and did it in record timing. He really cared for us and wanted to ensure that he got the best for us which he did. He is trustworthy, honest, quick and aggressive when he needs to be. We so appreciate everything that he did for us. In my opinion we have dealt with other loan officers and they give false promises which is very frustrating. Mike is the only loan officer we will ever use. Thank you so much Mike.

Mike and his team are all-stars. They got our loan closed on time. The team was friendly and professional. We got a great rate and the majority of the process was completed online. I would certainly recommend Mike for your next refi.

Mike was responsive and answered all my questions. Thank you very much Mike for explaining things I was unsure and for making the process easy and smooth. It was a pleasure working with you and your team!

As a real estate Broker I depend on a trusted local lender for my clients. Mike gets the job done on time and communicates well with borrowers.

Mike is my go to guy! He goes above and beyond to communicate honestly and gets the job done ! He’s not only great at what he does, he takes the time to make every client feel comfortable. He’s THE best and I will continue to send my clients to him without hesitation because I know he will take care of them.

Mike is a pleasure to work with! Very thorough and on top of all the steps thought the loan.

Mike provided me with loan options that I was unable to find elsewhere. He was thorough, responsive and delivered as promised both times I had the pleasure of working with him to finance my home. He has also taken great care of a handful of people I’ve referred to him. Great guy and a great professional- strongly recommend!

Mike is hands down the best lender I’ve ever worked with. What I look for in lenders is great communication, transparency, great rates and being proactive. Mike has all these attributes and I can’t emphasize that enough. In an industry where there’s little regulation on what lenders can and can not say to get business, Mike always sets the right expectations with my clients. Having that peace of mind that your clients are being told correct and honest information plays such a massive part in how smoothly the entire transaction goes. I’ve yet to have a transaction with Mike go awry and his transparency plays a big part in that. The other reason all our escrows go smoothly with Mike is his ability to communicate and get things done in a timely matter. One thing I want to emphasize is that Mike works on the weekends!!! Yes, that’s right, I can’t tell you how many times either my clients or I have called Mike on a Saturday and/or Sunday. This allows for everyone to not stress over the weekend, but more importantly, be productive over a period of time where things usually don’t get accomplished. Because of Mikes ability to get things done and make up time where it’s usually lost, we’re able to shorten contingency periods and win out over other offers that don’t have the same luxury. Mike also has gotten my buyers offers accepted in multiple offer situations just based off him communicating with the listing agent and giving assurances that our clients loan won’t be an issue. Something most lenders look over or don’t incorporate with their process. If you’re in lender limbo or have gotten burned by your lender in the past, give Mike an opportunity! I can guarantee he’ll provide an amazing experience for you and your clients. Thank you Mike for all your hard work, I look forward to the next one.

Mike is incredibly personable, patient and hard working. He will take your call any time and be ready to answer your questions over and over again. He is easy to talk to and makes the process so much less stressful! I recommend him to all my clients because I know I can trust him to get the job done! As a Real Estate agent, I would highly recommend Mike for your client's mortgage needs.

I am a realtor with eXp Realty and I must say, working with Mike he is extremely knowledgeable and helps answer any questions you may have from a home seller, buyer or even a realtor standpoint. Having a great lender in your corner who commutes is very important because there are alot of moving parts in the escrow process . I recommend anyone looking to work with a lender to look no further, Mike is your guy! -Marques Johnson

easy to work with and stays on his promised timelines.

Mike and his team do not over promise. They deliver on what they say they will do and keep you informed through every step

Mike and his team do a fantastic job helping to make the mortgage process convenient and hassle free. You can count on Mike to get you a great rate and to get your loan closed on time. If you're buying or refinancing a home in California you have to give Mike and his team a call. Mike and The Cornelius Mortgage Team come with my highest recommendation!

Mike was very informative and knowledgeable He went over and above to help us with this transaction I would recommend anyone who needs to refinance to contact Mike also he was very very pleasant to work with thanks again Mike for all your help and support God bless and be safe..

Michael and his team were fantastic during our refinance process. He helped us get the best rate for our refinance. He kept us very informed every step of the way until the final steps. I would definitely recommend him and his team for anyone looking to finance or refinance a home loan.

I've financed and refinanced dozens of times, but the last three times with Mike were the smoothest processes I've ever experienced. Mike was clear and prompt in his communications, took care of much of the busywork that other brokers make you deal with, and came through with loans that had excellent rates and terms. I usually hate refinancing, but Mike made the whole process easy and stress-free. I would not hesitate to recommend Mike to anyone who needs mortgage financing.

I have worked with Michael in two occasions, I admire his professionalism and straightforward attitude. Mike Thank you very much.

Trust & reliability is very important to us and the Cornelius Home Team is just that.

We were in the last steps of completing a refi with another mortgage company and discovered all sorts of fees that we didn’t feel comfortable with. We reached out to Mike and he was able to save us thousands of dollars in fee’s, offered us a better interest rate, which in-turn reduced our new monthly mortgage and ultimately saving us additional thousands of dollars over the term of our mortgage. It was an absolute pleasure working with Mike.

I recently refinanced with Mike from Motto Mortgage and had a great experience. Mike was extremely responsive, provided my documents to me right away and walked me through the process and any questions I had. My refinance was smooth sailing and was complete within a very reasonable timeframe. I am extremely happy with my refinance and highly recommend Mike.

As a real estate professional with over 25 years of experience, I only recommend and work with others I completely trust. Mike is one of those people and have even used him for my own personal home loans. Mike is timely, responsive, professional, and knowledgeable. I highly recommend Mike and his team to my clients and have received nothing but accolades for his performance and services.

Mike helped us buy our first house and also helped us refi. He is extremely friendly and a joy to work with. He worked hard to make our loan happen for us, finding us a loan that would work for us when we bought our house. We had smooth buying process due to Mike staying on top of things for us. We only had one hiccup, no fault of Mikes, and he got people to move fast and made sure everything was done correctly for us so we could get into our house before Christmas in 2019. Thank you Mike! So glad we picked Mike as he treated our loan with care, and went above and beyond to make sure everything was taken care of. We also had Mike help us with a refi in 2020 and we are already saving a bunch of money. I recommend Mike to anyone who wants to work with a friendly professional. Hard to not have a smile after taking with Mike!

Have had a great experience with Mike. He is communicative and always looking to help me find the best rates even through COVID. On top of that he is knowledgeable and quick to respond to my texts and emails. Highly recommend.

Mike is always super helpful and patient with all my questions and concerns

Mike and his team helped me getting an impossible loan, and then a year later got me an amazing interest rate on the refinancing. So if you are looking in to getting a new loan or refinance your current loan, Mike will get you the best deal. Easy to communicate, delivers on time and helpful with the information that you need to prepare documents.

Mike was very helpful through both processes. We were first time home buyers and he walked us through each step and answered all of our questions and always got back to us quickly. We then refinanced our condo and Mike was very helpful for that process as well. Again, he answered all our questions and was a true pleasure to work with. I would highly recommend working with Mike.

Mike was amazing at answering all of our questions and really walking us through the entire process. He helped us both with our purchase and refinance and was so knowledgeable and great about explaining every step. He made the process so quick and easy would highly recommend!!

I recently worked with Mike Cornelius to refinance my home. He did an outstanding job of guiding me through the processes and paperwork. He also made sure I stayed on top of the items I was responsible for. Mike has a wealth of knowledge in the industry and was extremely helpful. If you are considering buying or refinancing a home give Mike a call.